Gradatim MFResolve® Features
As s New age Digital Banking system, Gradatim MFResolve® provides the end-to-end functionality to manage all the core processes of a Banking Institution. A unified experience for all your front-office, back-office and mid-office functions.
Retail loan origination system
A configurable, digital retail loan origination system that provides the means to originate and service retail, small business and supply-chain loans while streamlining the entire mid-office and back-office operating process.
A configurable feature that is setup based on organization and product credit policies. This feature can be embedded into the contract process-flow or can be used as a service.
Risk Rating measures credit risk and can be deployed for individual loans and group loans. A feature that allows banking institutions to set risk grades based on a calculated risk of potential loss exposure before a loan is approved.
A comprehensive collateral creation and management feature. Collateral management covers the complete loan cycle. It is a robust substitute to manage your collateral documents, during and post loan process.
A robust substitute to having a separate DMS. Configurable and yes, if you do have a DMS, this feature allows the integration as well. This feature eliminates the need for paper files and allows Banking Institutions to achieve a 100% electronic loan file process.
A Customizable Report builder allow Banking Institutions to run customizable reports that provide a 360° view of the entire customer relationship in real time. A feature to build long-term, profitable customer relationships.
This feature is a customizable process – a step-by-step, process for adding new customers – Retail, SME or Group customers.
Yes. This feature supports the complete Account opening – a checking, savings or deposit accounts. Pre-built workflow for account opening.
A form designer is an optional feature for Banking Institutions to create customized forms. With field validations.
A configurable bank of questions. Questions are tagged to forms. Action triggers can be based on the responses.
A feature that allows a Banking Institution to engage and communicate with customers – through many different communication channels.
A fully functional accounting ledger – customizable to map your financial accounting standards – that links all transactions seamlessly.