Largest General Insurance Company of India

Omni Channel Distribution using Customer Portal & Apps

Starting out as one of our first clients, our solution deployed for India’s largest General Insurance Company, defines a future direction for customer acquisition, customer retention and customer experience.

Digital channels through Industry’s best customer portal. Hand-picked products, personalized coverages and benefits for each identified customer segment / group.

Business Users configure products, processes, underwriting rules and channel. All Insurance components are implemented individually without having to make code-changes.

The launch of these digital customer portals, has led to the success of the Digital Hub initiatives by our customer. These initiatives have resulted in a channel that is growing at more than 1.1 times every month.

 Product implemented: Gradatim MFInsure® Policy system for general insurance products. 



Deposit Insurance and Credit Guarantee, is a highly specialized Insurance Product. 

A specially customized version of Gradatim Insurance Solution is deployed to manage the Deposit Insurance program across 2000+ banks and over 1600 Mn. deposit holders.

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 DCB Bank

Consumers scouting for a loan and have some gold with them, it’s time to junk the ‘unsecured’ personal loan route and opt for the fast-emerging gold route option. 

Gold loans have many benefits: Rate of interest is cheaper compared to an ‘unsecured’ personal loan; options to pre-pay without penalties; flexible payment options for interest and principal amount; customized monthly payment options; disbursal time as less as 5 minutes.

Gradatim implemented a “Smart FinTech” solution to the bank in less than 20 days..

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Alliance Finance

SME loans, Supply chain finance is a fast emerging segment for banks. Flexible short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles.

Gradatim implementation is a cloud based comprehensive digital solution. It combines origination, management, financial accounting and field operations as a single package.  

Gradatim solution streamlines operations and increases efficiency throughout the entire lending process; eliminates paper loan files; supports a responsive, digital and insightful customer experience.”

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360 PFS

Investment, lending and insurance products; clear communication; an efficient advisory portal,  and access to a wide range of self-service options through the industry’s best customer portal.

Gradatim offers 360PFS an IT platform combined with a clear business model and automated processes.

Advisers use a unified portal solution with online calculations, customer overview and automated processes.

Offering a wide range of self-service options, customers can activate simulations and make investments, purchase insurance products and avail loans directly in the system.

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