Deposit Insurance and Credit Guarantee, is a highly specialized Insurance Product.
A specially customized version of Gradatim Insurance Solution is deployed to manage the Deposit Insurance program across 2000+ banks and over 1600 Mn. deposit holders.
Consumers scouting for a loan and have some gold with them, it’s time to junk the ‘unsecured’ personal loan route and opt for the fast-emerging gold route option.
Gold loans have many benefits: Rate of interest is cheaper compared to an ‘unsecured’ personal loan; options to pre-pay without penalties; flexible payment options for interest and principal amount; customized monthly payment options; disbursal time as less as 5 minutes.
Gradatim implemented a “Smart FinTech” solution to the bank in less than 20 days..Read More
SME loans, Supply chain finance is a fast emerging segment for banks. Flexible short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles.
Gradatim implementation is a cloud based comprehensive digital solution. It combines origination, management, financial accounting and field operations as a single package.
Gradatim solution streamlines operations and increases efficiency throughout the entire lending process; eliminates paper loan files; supports a responsive, digital and insightful customer experience.”
Investment, lending and insurance products; clear communication; an efficient advisory portal, and access to a wide range of self-service options through the industry’s best customer portal.
Gradatim offers 360PFS an IT platform combined with a clear business model and automated processes.
Advisers use a unified portal solution with online calculations, customer overview and automated processes.
Offering a wide range of self-service options, customers can activate simulations and make investments, purchase insurance products and avail loans directly in the system.Read More